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Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances.  For example, depending on the province or territory where you live, you may have to pay for:

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·   Prescription drugs to treat a chronic or serious health condition

·   Emergency medical services provided in another country

·  Practitioners like physiotherapists to promote wellness or help           with injury recovery

·  Medical equipment to assist with your mobility